How to Prepare Financially for Potential Aged Care Needs

How to Prepare Financially for Potential Aged Care Needs

Preparing financially for aged care is an essential part of retirement planning that is often overlooked. With the rising cost of living and increasing longevity, understanding how to manage your finances to support aged care is critical for…
Financial Planning for Aged Care_ A Step-by-Step Guide

Financial Planning for Aged Care: A Step-by-Step Guide

As Australians age, understanding the financial complexities of aged care becomes increasingly critical. Planning ahead can alleviate unnecessary stress, safeguard financial independence, and ensure loved ones receive the care they deserve.…
Comparing RAD and DAP Interest Rates What You Need to Know

Comparing RAD and DAP Interest Rates: What You Need to Know

When moving into residential aged care in Australia, understanding the financial obligations is crucial. Two common ways to pay for accommodation are the Refundable Accommodation Deposit (RAD) and the Daily Accommodation Payment…
Future-Proofing Your Finances Against Rising Aged Care Expenses

Future-Proofing Your Finances Against Rising Aged Care Expenses

The cost of aged care in Australia is steadily increasing, driven by factors such as an ageing population, inflation, and improved care standards. For many families, the prospect of funding aged care raises significant financial concerns. Without…
Strategies for Reducing Estate Tax While Funding Aged Care

Strategies for Reducing Estate Tax While Funding Aged Care

Balancing aged care funding with estate planning is a crucial consideration for many Australians. While Australia does not have an inheritance tax, certain costs and taxes related to superannuation, capital gains, and estate management can reduce…
Age Pension Means Test Understanding the Basics

Age Pension Means Test: Understanding the Basics

Navigating Australia’s Age Pension system can be challenging, particularly when it comes to understanding the means test. This crucial evaluation determines eligibility and payment rates, balancing both income and assets to ensure support…
Legal Considerations When Renting Out or Selling the Family Home

Legal Considerations When Renting Out or Selling the Family Home

As individuals or couples transition into aged care, the family home often becomes a key focus of decision-making. Renting or selling this property can have far-reaching legal and financial implications, influencing aged care fees,…
What Happens to the RAD After a Resident Leaves or Passes Away

What Happens to the RAD After a Resident Leaves or Passes Away?

In Australia, the Refundable Accommodation Deposit (RAD) is a substantial financial component of residential aged care costs. Paid by residents entering aged care facilities, the RAD is a deposit that can significantly impact estate planning…
How to Leverage Insurance for Aged Care Expenses

How to Leverage Insurance for Aged Care Expenses

In Australia, early-onset dementia is emerging as a significant health and financial concern for individuals under 65 and their families. Often appearing in people as young as 40, this condition can impose both emotional and financial challenges,…
Impact of Market Trends on Aged Care Costs

Impact of Market Trends on Aged Care Costs

Understanding the factors that influence aged care costs is crucial for Australian families planning for retirement and aged care. Over recent years, various market trends have impacted the financial landscape of aged care, affecting the affordability…
Estate Planning for Couples_ Aged Care Considerations

Estate Planning for Couples: Aged Care Considerations

As Australian couples grow older, planning for aged care becomes increasingly significant within the broader context of estate planning. Integrating aged care considerations into estate planning can help couples manage costs, provide security,…
Impact of Lump Sum Payments (RAD) on Age Pension

Impact of Lump Sum Payments (RAD) on Age Pension

Navigating the financial terrain of aged care can be complex, particularly when it comes to balancing accommodation costs with the Age Pension. For those entering residential aged care, one common payment method is the Refundable Accommodation…
Strategies for Managing Family Home as an Investment Property

Strategies for Managing Family Home as an Investment Property

The family home, often seen as a sacred space filled with memories, has emerged as a strategic financial asset for many Australians. Converting a family home into an investment property is an increasingly popular decision, whether…
Can You Negotiate RAD and DAP Rates_ Tips and Tricks

Can You Negotiate RAD and DAP Rates? Tips and Tricks

Navigating the financial aspects of aged care can be challenging, especially when dealing with Refundable Accommodation Deposits (RADs) and Daily Accommodation Payments (DAPs). These two primary methods for funding aged care accommodation significantly…
Planning for Unexpected Aged Care Costs

Planning for Unexpected Aged Care Costs

Navigating the financial demands of aged care is an increasingly complex undertaking in Australia. Costs vary widely depending on the level of care, location, and specific services required, often leaving families unprepared for the total financial…
Role of Financial Advisers in Aged Care Decision-Making

Role of Financial Advisers in Aged Care Decision-Making

Navigating the labyrinthine world of aged care can be a daunting challenge for many Australian families. The decisions surrounding aged care often involve not only the type of care to be pursued but also the means by which it will be financed.…
Managing Inheritance Expectations While Funding Aged Care

Managing Inheritance Expectations While Funding Aged Care

For many Australian families, the topic of inheritance is closely intertwined with the need to fund aged care. As the cost of residential care continues to rise, the assets intended to be passed on to the next generation are often consumed by…
Age Pension Rules and Regulations for Aged Care Residents

Age Pension Rules and Regulations for Aged Care Residents

For many Australians entering aged care, the Age Pension is a critical financial resource that helps cover living expenses and care fees. However, navigating the complex rules and regulations surrounding the pension while in aged care can be…
Should You Downsize to Fund Aged Care Accommodation

Should You Downsize to Fund Aged Care Accommodation?

As Australians age, the cost of residential aged care can become an overwhelming financial burden. Many individuals and families face the difficult decision of how best to fund these expenses without depleting their financial resources or compromising…
Impact of RAD on Estate Planning and Inheritance

Impact of RAD on Estate Planning and Inheritance

The Refundable Accommodation Deposit (RAD) plays a pivotal role in Australia’s aged care system, but its impact extends far beyond funding accommodation. For individuals entering aged care, the RAD represents a substantial financial commitment,…
Financial Impact of Aged Care on Family Members

Financial Impact of Aged Care on Family Members

The decision to move a loved one into aged care is never made lightly, yet its impact on family members is often underestimated. Beyond the emotional toll, the financial consequences can be considerable, affecting not just the person receiving…
Financial Pitfalls to Avoid When Planning for Aged Care

Financial Pitfalls to Avoid When Planning for Aged Care

Aged care represents one of the most significant financial commitments many Australians will face in later life. As the population ages, planning for the associated costs becomes increasingly crucial. Failure to adequately prepare for the intricacies…
How to Ensure Your Estate Plan Reflects Aged Care Needs

How to Ensure Your Estate Plan Reflects Aged Care Needs

Aged care is not just a health concern; it’s a critical financial and legal issue that affects estate planning. As Australians live longer, more are likely to require aged care services, and this demand necessitates thoughtful estate planning.…
Financial Impact of Keeping the Family Home on Age Pension

Financial Impact of Keeping the Family Home on Age Pension

Residential aged care in Australia presents numerous financial complexities, especially when it comes to the family home. The home is often the most significant asset a person owns, both financially and emotionally. Its treatment under…
Using Superannuation to Pay for RAD or DAP

Using Superannuation to Pay for RAD or DAP

Funding aged care has become a growing concern for many Australian families. With an ageing population and the rising cost of aged care facilities, many are left wondering how best to meet these financial demands. For most, the decision revolves…
Tax Benefits of Funding Aged Care Through Superannuation

Tax Benefits of Funding Aged Care Through Superannuation

Aged care costs in Australia are on the rise, driven by an ageing population and increasing demand for high-quality care services. The financial burden on families can be significant, with residential aged care fees, accommodation bonds,…
Comparing Financial Products for Aged Care Funding

Comparing Financial Products for Aged Care Funding

Aged care in Australia can be financially demanding, and choosing the right funding strategy is crucial for ensuring long-term security and comfort. With the costs of care rising each year, it’s more important than ever to explore a range…
Wills and Aged Care Key Considerations

Wills and Aged Care: Key Considerations

A will plays a pivotal role in planning for the future, particularly for those entering aged care. It not only directs the distribution of your assets after death but also ensures that your wishes regarding personal matters are respected. As…
How to Qualify for Higher Age Pension Payments

How to Qualify for Higher Age Pension Payments

The Age Pension is a cornerstone of Australia's retirement income system, designed to provide financial support to older Australians who meet specific eligibility criteria. As of today, it plays a vital role in ensuring that retirees can maintain…
How to Use Equity from the Family Home for Aged Care Costs

How to Use Equity from the Family Home for Aged Care Costs

Australia’s aged care system is increasingly expensive, and many families are grappling with how to meet these rising costs. For many Australians, the family home is their most significant asset, and it can play a pivotal role in funding aged…
RAD vs. DAP Which Option is More Cost-Effective

RAD vs. DAP: Which Option is More Cost-Effective?

Aged care accommodation payments represent one of the most significant financial decisions for those entering residential aged care. The two primary methods of payment—Refundable Accommodation Deposit (RAD) and Daily Accommodation Payment…
The Role of Annuities in Aged Care Planning

The Role of Annuities in Aged Care Planning

As life expectancy continues to rise, more individuals and families are grappling with the financial realities of aged care. Planning for aged care has become a crucial aspect of financial security in later life. The costs associated with long-term…
How to Choose the Right Financial Adviser for Aged Care Planning

How to Choose the Right Financial Adviser for Aged Care Planning

As Australians age, the financial implications of aged care become increasingly significant. The complexities involved in navigating aged care costs, entitlements, and planning can be overwhelming. This is where the expertise of a financial…
Setting Up a Trust for Aged Care Expenses

Setting Up a Trust for Aged Care Expenses

As the cost of aged care in Australia continues to rise, more families are turning to strategic financial planning to safeguard their assets and ensure that their loved ones receive the care they need. Setting up a trust can be a highly effective…
Financial Hardship Provisions for Age Pensioners in Aged Care

Financial Hardship Provisions for Age Pensioners in Aged Care

Navigating the complexities of aged care in Australia can be particularly challenging for Age Pensioners who often face financial constraints. The cost of aged care can be substantial, and for those reliant on the Age Pension, meeting these…
Investing Proceeds from the Sale of the Family Home

Investing Proceeds from the Sale of the Family Home

Selling the family home is a significant life event, both emotionally and financially. For many Australians, the family home is not just a place of residence but a cornerstone of their life’s memories and wealth. However, as circumstances…
How to Split RAD and DAP Payments

How to Split RAD and DAP Payments?

Navigating the financial landscape of aged care can be daunting, particularly when faced with complex payment options. Among these, the decision between a Refundable Accommodation Deposit (RAD) and a Daily Accommodation Payment (DAP) is…
Strategies for Minimising Aged Care Costs

Strategies for Minimising Aged Care Costs

Aged care costs in Australia have become an increasingly pressing concern for families and individuals planning for their later years. With the ageing population expanding rapidly, understanding the financial implications of aged care is…
Cost-Benefit Analysis of Different Aged Care Facilities

Cost-Benefit Analysis of Different Aged Care Facilities

Navigating the landscape of aged care in Australia can be a labyrinthine experience, fraught with emotional and financial complexities. The choices made regarding aged care are not merely about finding a place for an elderly loved one to reside;…
Power of Attorney and Aged Care What You Need to Know

Power of Attorney and Aged Care: What You Need to Know

As we age, the complexities of managing both our health and financial affairs can become increasingly daunting. For many, ensuring that these crucial decisions are handled with care and competence becomes a pressing concern. This is where the…
How the Family Home Affects Your Age Pension Entitlement

How the Family Home Affects Your Age Pension Entitlement

For many Australians, the family home is more than just a place to live; it's the cornerstone of their retirement strategy. However, as retirement approaches, understanding how this significant asset interacts with government benefits…
Selling the Family Home to Pay for Aged Care Steps and Strategies

Selling the Family Home to Pay for Aged Care: Steps and Strategies

Transitioning into aged care is a significant life event, not only for the individual moving but for their entire family. Among the most profound decisions during this time is whether to sell the family home to finance aged care. This decision,…
Financial Strategies for Managing DAP Payments for Aged Care

Financial Strategies for Managing DAP Payments for Aged Care

The financial intricacies of aged care can often seem labyrinthine, particularly when it comes to managing Daily Accommodation Payments (DAP). As families grapple with the emotional weight of transitioning a loved one into aged care, understanding…
Understanding Aged Care Bonds (RADs) and Their Benefits

Understanding Aged Care Bonds (RADs) and Their Benefits

Planning for aged care is an essential aspect of financial stability in later life. As people age, the need for comprehensive and affordable care becomes paramount. Effective financial planning ensures that individuals can afford the care they…
Government Subsidies and Financial Support for Aged Care

Government Subsidies and Financial Support for Aged Care

Aged care financial planning is crucial for ensuring that individuals receive the necessary care without depleting their financial resources. Proper planning helps secure a comfortable and dignified retirement while navigating the complexities…
Protecting Your Estate from High Aged Care Costs

Protecting Your Estate from High Aged Care Costs

Estate protection is paramount, particularly as individuals approach their senior years. High aged care costs can erode lifelong savings, impacting the financial legacy intended for loved ones. Proactive measures can help safeguard your estate,…
Gifting and Age Pension What You Need to Know

Gifting and Age Pension: What You Need to Know

The Age Pension in Australia serves as a crucial financial support for many seniors. It provides a regular income to those who meet specific eligibility criteria, ensuring they can maintain a basic standard of living in their later…
Tax Implications of Renting Out the Former Family Home

Tax Implications of Renting Out the Former Family Home

Aged care in Australia involves a complex interplay of services, financial considerations, and personal decisions. As the population ages, the demand for quality aged care continues to rise, necessitating careful financial planning to ensure…
Benefits and Drawbacks of Paying RAD Upfront

Benefits and Drawbacks of Paying RAD Upfront

Overview of Aged Care Costs in Australia Aged care costs in Australia present a significant financial consideration for many families. These expenses encompass accommodation, daily living expenses, and additional care services, creating a complex…
Financial Implications of Early Admission to Aged Care

Financial Implications of Early Admission to Aged Care

When considering aged care for oneself or a loved one, timing can significantly influence the financial impact. Early admission to aged care, while offering certain benefits, also presents unique financial challenges and opportunities that must…
Navigating Financial Hardships During Aged Care Transitions

Navigating Financial Hardships During Aged Care Transitions

The Complexities of Financial Hardships in Aged Care Transitioning into aged care is an intricate process fraught with emotional and financial challenges. Families often find themselves overwhelmed by the dual pressures of ensuring quality care…
How to Incorporate Aged Care Costs into Your Estate Planning

How to Incorporate Aged Care Costs into Your Estate Plan

Incorporating aged care costs into your estate plan requires thoughtful consideration and strategic planning.
Maximising Your Age Pension While Paying for Aged Care Fees

Maximising Your Age Pension While Paying for Aged Care

Balancing the need to maximise your age pension while managing aged care costs is a delicate but achievable goal.
Pros and Cons of Renting Out the Family Home for Aged Care

Pros and Cons of Renting Out the Family Home for Aged Care Costs

Renting out the family home to cover aged care costs has both benefits and drawbacks.
Choosing Between RAD and DAP for Aged Care Accommodation

How to Choose Between RAD and DAP for Aged Care Accommodation

Choosing between RAD and DAP for aged care accommodation is a critical decision that requires thorough understanding and careful consideration.
How to Balance Aged Care Costs and Personal Savings

How to Balance Aged Care Costs and Personal Savings

Balancing aged care costs and personal savings in Australia requires careful planning, informed decision-making, and regular adjustments.
Old man sitting on a red sofa.

MPIR rate increases to 8.36%

The MPIR Rate Set by the Government Has Increased from 8.34% to 8.36% for the Calculation of the DAP for Aged Care from July to September 2024
The Financial Advice and First-Time Planning for Aged Care

Financial Advice and First-Time Planning for Aged Care

Meticulous financial planning for aged care in Australia involves a comprehensive approach that considers health, financial, legal, and emotional aspects.
The Role of Estate Planning in Aged Care Financial Decisions

The Role of Estate Planning in Aged Care Financial Decision

By understanding the interplay between estate planning and aged care, individuals can protect their assets, ensure their care needs are met, and provide for their loved ones.
How Aged Care Costs Affect Your Age Pension

How Aged Care Costs Affect Your Age Pension

Australia's aged care system is a complex landscape that requires a nuanced understanding, especially when considering its financial implications. As the population ages, more Australians find themselves navigating the intricate web of aged care costs and their subsequent impact on the Age Pension. Recognising how these costs interplay with your pension can be pivotal in ensuring financial stability during your twilight years.
Renting or Selling the Family Home When Entering Residential Care

Renting Vs Selling the Family Home When Entering Residential Care

Entering residential care is a significant life transition that brings with it numerous financial decisions. Among the most pivotal is choosing whether to rent or sell the family home.
Downsizing and Accessing Home Equity

Downsizing and Accessing Home Equity

In 2021, 81.9% of individuals aged 70 to 74 owned their home, according to the Australian Institute of Health and Welfare's analysis of ABS data. For many, their home represents a significant portion of their wealth, which can impede their lifestyle needs or create challenges in funding care.
Understanding DAP and RAD for Aged Care

Understanding DAP and RAD for Aged Care

This blog post aims to demystify the concepts of RAD (Refundable Accommodation Deposit) and DAP (Daily Accommodation Payment), providing you with the knowledge needed to make informed choices.
20 Year Continuous Attachment to Land

20 Year Continuous Attachment to Land

One critical criterion to qualify for extended land use concessions is a long-term continuous attachment to the land, defined as 20 years or more.
The Family Home When Moving into Care

The Family Home When Moving into Care

Family home plays a crucial role in determining eligibility for the age pension and liability for aged care fees. Therefore, deciding the fate of a former home is a major consideration for those transitioning into aged care.
Complex Home Ownership Arrangements

Complex Home Ownership Arrangements

Homeownership arrangements are not always simple. They may not involve a single person or a couple owning the family home. Other homeownership arrangements can change the Centrelink/DVA and aged care assessments of the family home.
Financial Mistakes to Avoid When Entering Aged Care

Financial Mistakes to Avoid When Entering Aged Care

Entering aged care is a significant life transition that involves careful financial planning and decision-making. Avoiding common financial mistakes can ensure a smoother experience and better quality of life for seniors.
How the Federal Budget 2024 Affects Aged Care Funding

How the Federal Budget 2024 Affects Aged Care Funding

The Federal Budget 2024 has brought significant changes to various sectors, with aged care funding being one of the primary focus areas. This article explores the implications of these budgetary allocations and their impact on aged care in Australia.
Utilising Equity Release to Fund Aged Care Costs

Utilising Equity Release to Fund Aged Care Costs

As Australians age, the financial burden of aged care becomes a significant concern. Equity release offers a viable solution for many, allowing homeowners to tap into the value of their property to fund their care needs without the need to sell their beloved home.
The Role of Power of Attorney in Aged Care Decisions

The Role of Powers of Attorney in Aged Care Decisions

Aging brings a myriad of challenges, and one of the most significant is making decisions regarding care and financial management. Powers of Attorney (POA) are crucial legal instruments that ensure these decisions are made in the best interest of the elderly, safeguarding their autonomy and wellbeing.
How to Demystify Aged Care Financial Planning with Expert Advice

Demystify Aged Care Financial Planning with Expert Advice

Navigating the complexities of aged care financial planning can be daunting, but with expert advice, the path becomes clearer.
The Importance of the MPIR For Low Means and High Means Resident

Importance of the MPIR for low means and high means residents

In Australia, the maximum permissible interest rate (MPIR) plays a significant role in determining the cost of aged care accommodation for residents.
Retirement Village or Aged Care.

Retirement Village or Aged Care?

The decision between moving into a retirement village or opting for residential aged care is nuanced, influenced by our health, levels of independence, and the kind of support we envisage needing in the future.
The Hidden Cost of Aged Care in Retirement.

The Hidden Cost of Aged Care in Retirement

Retirement planning often centres around the vision of a carefree era, filled with leisure and the freedom to pursue long-held aspirations. Yet, amid these plans, a pivotal aspect that frequently goes unaddressed is the potential cost of aged care.
How to Support a Person Living with Dementia

Supporting a Person Living with Dementia

Dementia, a condition characterized by a decline in cognitive function, can significantly impact an individual's daily life and sense of independence.
Downsizing For Aged Care Keep Your Home or Sell

Downsizing for Care: Keep Your Home or Sell?

The transition to residential aged care is a significant life event that brings with it a myriad of emotions and decisions, not least of which is what to do with the family home.
How to Manage Cash Flow When The Home Won’t Sell

Managing Cash Flow When the Home Won’t Sell

In the ever-fluctuating real estate market, individuals moving into or already residing in aged care face significant challenges regarding the management of their former homes.
Five-Step Plan to Select Your Home Care Provider

A Five-Step Plan to Select Your Home Care Provider

In the realm of aged care, home care stands out as a beacon for those seeking to maintain their independence in the comfort of their own home.
Evaluating The Residential Aged Care The Expanded Star Rating System

Evaluating Residential Aged Care: The Expanded Star Rating System

The journey to select a residential aged care facility is multifaceted, involving numerous factors that can significantly affect the well-being of older Australians.
Boost to Social Security Payments A Beacon of Support for Millions of Australians

Boost to Social Security Payments: A Beacon of Support for Millions

In a significant stride towards ameliorating the financial wellbeing of its citizens, the Australian government is set to augment social security payments for around five million Australians.
The Government’s Release of the Aged Care Taskforce’s Final Reports

The Government’s Release of the Aged Care Taskforce’s Final Report

On Monday, 11 March, the government unveiled the long-anticipated final report from the Aged Care Taskforce, marking a pivotal moment in the ongoing discourse surrounding aged care reform.
Old man walking in the street.

How do I handle aged care fees if I don’t own a home?

This blog post aims to break down the different types of aged care fees, explore government assistance programs available to non-homeowners, and discuss strategies for managing costs effectively.
Old woman and a man dancing together.

How can I ensure my loved one’s financial security in aged care?

This blog post aims to shed light on the financial landscape of aged care in Australia, explore strategies to maximise government assistance, and offer practical tips for optimising your financial resources.
Rising cost of living.

How does rising cost of living affect Aged Care fees?

In this blog post, we'll break down the different types of aged care fees and explain how each is impacted by the current economic climate.
Old man in blue sweater wearing eyeglass.

How do I plan for estate distribution during aged care?

This blog post aims to shed light on these concerns and guide you through essential steps to ensure your wishes for asset distribution are clear and protected.
People queuing.

How can you navigate the waitlist system for aged care facilities?

This blog post will equip you with the knowledge and tools to navigate the waitlist system effectively.
An old woman holding a cup.

How should I handle my superannuation in aged care?

Planning for aged care can feel overwhelming, especially when managing your superannuation alongside other financial considerations. In this blog post, we'll provide a clear and concise guide to handling your superannuation in aged care. We'll…
Tree, clock and old man.

Home Care to Residential Care: A Smooth Move

This blog post will serve as your compassionate guide, navigating you through the process with clear information, practical advice, and a focus on making the transition as smooth and stress-free as possible for both you and your loved one.
Crysanthemum.

What are the Benefits of Prepaid Funeral Plans for Aged Care Planning?

In this blog post, we'll delve into the specific benefits of prepaid funeral plans for Aged Care planning. We'll explore how these plans can benefit your finances, provide emotional comfort, and simplify the process for your family.
A person standing alone in the middle of the concrete road.

How Far in Advance Should I Start Planning for Aged Care?

Growing older is a natural part of life, but for many Australians, the thought of needing aged care can be daunting. Planning ahead for aged care can make a world of difference, both for you and your loved ones.
Old man in formal suite sitting on a red sofa.

How Do I Use Home Equity Release for Aged Care Costs?

This blog post offers a clear and concise guide to one potential option: home equity release.
Children surprised elderly parents.

How Can Families Work Together for Affordable Aged Care?

This blog post offers a practical guide – a roadmap for families working together to achieve affordable and fulfilling aged care solutions.
Concrete road in the middle of trees.

How to Ensure Long-Term Care Affordability?

Whether it's home support or residential care, the costs can be substantial. Navigating the aged care system and ensuring its affordability can feel daunting.
Holding the hands of an elderly.

How much does a nursing home cost in Australia?

Learn how much a nursing home cost in Australia is and the factors that influence them.
A carer discussing the respite care cost to an elderly.

How much does respite care cost?

Learn about the cost of respite care and the factors that influence them.
Grayscale picture of an elderly couple walking together.

Navigating financial options in residential aged care

Entrusting a substantial sum of money to secure a place in residential aged care may seem daunting, but understanding the intricacies can unveil financial benefits and savings on fees.
Residential aged care facility.

Avoiding pitfalls when choosing a residential aged care facility?

Navigating the complexities of moving into residential aged care can be an overwhelming experience, fraught with potential pitfalls and challenges.
An elderly woman in white long sleeve using a laptop.

Financial Planning Services for the Elderly

In the twilight years of life, financial stability becomes paramount. We understand the unique challenges and opportunities that arise during this pivotal phase, and we are here to provide comprehensive financial planning services for the elderly, ensuring a future that is not only secure but also flourishing.
Old man opening a window curtain.

What are the barriers to aged care services?

Aged care services can be essential for older adults who need help with daily activities, such as bathing, dressing, and eating. However, accessing aged care services can be difficult, especially for those with limited financial resources or who live in rural or remote areas.
Nursing home and a river.

What happens if you can’t afford a nursing home in Australia?

Nursing homes can be expensive, and not everyone can afford to pay for them privately. However, the Australian government provides a number of financial assistance options to help people who need aged care but can't afford to pay for it themselves.