Aged Care Financial Advice
- Understand implications of selling or renting home
- Minimise care fees, maximise govt benefits
- Understand consequences of a RAD or DAP
- Evidence to back your aged care decisions as PoA
- Understand what is affordable long term
- Projections on estate values and cashflow
- Money back satisfaction guarantee on advice
Fixed Price Cost
Clear and transparent advice cost that makes sense and provides value.
Convenient Service
We are available for meetings after standard work hours, so even if you are in SA, NT or WA, we can accommodate you.
Expert Advice
Benefit from our depth of experience and understanding of aged care financial matters. Accredited Aged Care Professional®.
Family Meetings
Family members who want to be involved can catch up together with our online meetings, even if you live a long way apart (as we often do!).
Fast Advice Process
We understand the time constraints of aged care well. We deliver a written strategy paper or advice document efficiently.
Satisfaction Guarantee
We will deliver on what we promises. We are so confident we can add value, If you are not satisfied with our service, we will refund our fees.
Five Mistakes We Help You To Avoid
Many people think they have to sell their home to fund aged care. But advice from Aged Care Financial Advisers can show them the choices and full implications of their decisions.
Many people see RADs as lost money. Aged Care Financial Advisers can explain refunds and government guarantees as well as show clients how to make the most of Centrelink exemptions for RADs.
The rules and terms are complex and timeframes to make decisions are often limited. Aged Care Financial Advisers can help take out the stress and allow more effective decision-making in the timeframe available.
Cashflow is the big story when planning aged care costs. Aged Care Financial Advisers start with creating enough cashflow so obligations can be met and extras can be funded to improve their lifestyle.
Who doesn’t want to pay less for services? But Aged Care Financial Advisers focusses first on helping clients to afford and access the right care, and then looking at options to how to manage the affordability.
We Help You To Understand Aged Care
Our team will work with you to understand exactly what needs to be done to ensure the best care for your loved ones. We’ll help you determine what you can afford, and provide you with the tools to compare your options. Our goal is to empower you with the knowledge and smart strategies you need to make informed decisions and ensure a secure financial future for those in your care. Let us help you understand the aged care finance landscape and find the right solution for you.
What Past Clients Say...
We were extremely pleased with the professional, expert advice that Rob provided on behalf of our aged parents who needed to move into a nursing home at relatively short notice. We were a little hesitant at first about the service not being face-to-face as we were not in the same city as Rob. As it turned out, this was not an issue at all. Rob’s processes although not face-to-face for us, nevertheless worked perfectly. We were particularly pleased with how Rob went out of his way to make sure we received his advice and his report in a very short turn around time. We needed the advice quickly and he delivered as he said he would. We have no hesitation in recommending Rob at Aged Care Financial Advisors to anyone in need of friendly, understanding, professional, expert advice on aged care financial matters.
T Hill
I would use and recommend these people again. Rob has been extremely helpful to us as clients to navigate a complex aged care system, assisting us to plan for our goals and understanding the implications of our actions.
K Anderson
Rob provided an excellent service; comprehensive, timely and very helpful in making decisions. He presented as engaged throughout the whole process and quickly answered any questions
T Fitzgerald
Rob, was extremely helpful in helping us navigate the aged care system . Very easy to communicate with, very professional service
J Arundale
Rob Laurie has a friendly disposition & provided us with a great outcome for the advice we were seeking in a timely manner. Thank you Rob...
J Davis
Australia Wide Virtual Meetings Available
We can provide advice virtually Australia wide, facilitated by online meetings securely, using Zoom, Microsoft Teams, Google Meet, FaceTime or the humble telephone if preferred. We can even provide documents for signing electronically to make the process easier and more efficient.
This means we can meet with multiple family members that live some distance from each other with convenience, or even the same household in their lunch breaks at work.
Our Latest Posts
Importance of the MPIR for low means and high means residents
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April 24, 2024
In Australia, the maximum permissible interest rate (MPIR) plays a significant role in determining the cost of aged care accommodation for residents.
Retirement Village or Aged Care?
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April 11, 2024
The decision between moving into a retirement village or opting for residential aged care is nuanced, influenced by our health, levels of independence, and the kind of support we envisage needing in the future.
The Hidden Cost of Aged Care in Retirement
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April 11, 2024
Retirement planning often centres around the vision of a carefree era, filled with leisure and the freedom to pursue long-held aspirations. Yet, amid these plans, a pivotal aspect that frequently goes unaddressed is the potential cost of aged care.
Supporting a Person Living with Dementia
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April 11, 2024
Dementia, a condition characterized by a decline in cognitive function, can significantly impact an individual's daily life and sense of independence.
Downsizing for Care: Keep Your Home or Sell?
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April 10, 2024
The transition to residential aged care is a significant life event that brings with it a myriad of emotions and decisions, not least of which is what to do with the family home.
Managing Cash Flow When the Home Won’t Sell
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April 4, 2024
In the ever-fluctuating real estate market, individuals moving into or already residing in aged care face significant challenges regarding the management of their former homes.
A Five-Step Plan to Select Your Home Care Provider
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April 4, 2024
In the realm of aged care, home care stands out as a beacon for those seeking to maintain their independence in the comfort of their own home.
The journey to select a residential aged care facility is multifaceted, involving numerous factors that can significantly affect the well-being of older Australians.
Boost to Social Security Payments: A Beacon of Support for Millions
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March 21, 2024
In a significant stride towards ameliorating the financial wellbeing of its citizens, the Australian government is set to augment social security payments for around five million Australians.
The Government’s Release of the Aged Care Taskforce’s Final Report
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March 20, 2024
On Monday, 11 March, the government unveiled the long-anticipated final report from the Aged Care Taskforce, marking a pivotal moment in the ongoing discourse surrounding aged care reform.
Learn more about us - Download Guide
- Five Mistakes Aged Care Financial Advisers Help You Avoid
- What To Expect From Us
- Our Fixed Price
- Meet The Adviser
- Our Code Of Ethics & Professional Conduct
Aged Care Financial Advisers ABN 91 600 073 630 is an Authorised Representative of Lifespan Financial Planning Ltd AFSL 229892
LOCATION: 300 Ruthven Street Toowoomba QLD 4350
CALL US: 1300 550 940
BUSINESS HOURS
Mon – Fri…….. 8am – 6pm
Sat – Sun…….. Closed
Disclaimer: The purpose of this website is to provide general information only. It is not intended to be financial advice, however, any advice provided is general in nature and does not consider your objectives, financial situation or needs. You should consider whether the advice is suitable for you and your personal circumstances. Please speak to your Lifespan financial adviser before making any financial decisions.